**Terms and Conditions**

Welcome to the Hanil Asset Growth website. By accessing or using our website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these Terms and Conditions, you should not access or use our website.

**1. Services Offered**

Hanil Asset Growth provides the following services: investment advisory, wealth management, personal finance consulting, asset diversification strategies, retirement planning, portfolio management, and financial planning. The information provided on this website is for general informational purposes only and does not constitute financial advice. You should consult with a qualified financial advisor before making any investment decisions.

**2. Intellectual Property**

All content on this website, including text, graphics, logos, and images, is the property of Hanil Asset Growth or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content on this website without the express written permission of Hanil Asset Growth.

**3. Disclaimer of Warranties**

This website is provided on an "as is" and "as available" basis. Hanil Asset Growth makes no warranties, express or implied, regarding the accuracy, completeness, reliability, or suitability of the information on this website or the availability of the website itself. We disclaim all warranties, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

**4. Limitation of Liability**

Hanil Asset Growth will not be liable for any damages, including, but not limited to, direct, indirect, incidental, consequential, or punitive damages, arising out of or relating to your use of this website or the information contained herein. This limitation of liability applies regardless of whether the damages are based on contract, tort, negligence, strict liability, or any other theory.

**5. Third-Party Links**

This website may contain links to third-party websites. These links are provided for your convenience only, and Hanil Asset Growth does not endorse or control the content of these websites. We are not responsible for the content or privacy practices of any third-party websites.

**6. Governing Law**

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of Korea, without regard to its conflict of laws principles.

**7. Changes to Terms and Conditions**

Hanil Asset Growth reserves the right to modify these Terms and Conditions at any time without notice. Your continued use of this website after any such changes constitutes your acceptance of the new Terms and Conditions.

**8. Contact Information**

If you have any questions about these Terms and Conditions, please contact us at:

Hanil Asset Growth 32 Sejong-daero, Suite 1201, Jung-gu, Seoul, South Korea, 04522